Only 4% of women in Tanzania work in formal employment and only 5% have access to financing from banks, leaving them with fewer resources to invest in their businesses. These challenges stem from a number of gaps where women tend to be left behind in East Africa, such as insufficient business management skills, marketing knowhow, networks and access to capital. Often women are pushed into running a business as a last resort rather than making the choice themselves.John Fox has said getting Julius Peppers right at No.2 in 2002 was one of the primary reasons he got to coach Carolina for nine years, and the Peppers pick certainly was a boost to longtime Panthers general manager Marty Hurney as well.Now the Panthers must get it right once more. You say Cam Newton who I believe the Panthers should take at No.1 is a risk? Absolutely true, but this is a draft with no surefire No.1 pick.That's why I think the Panthers will have a hard time trading down. Very few teams are anxious to move